A clean, local-first budget app for Windows. Track accounts, envelope budgets, debt payoff, and savings goals — without connecting a single bank account.
What's inside
SimpFinance isn't trying to be your bank, your financial advisor, or your personality. It's a simple Windows app with the tools that actually matter.
Track every transaction across all your accounts. See exactly what came in, what went out, and what's left — no guessing required.
Give every dollar a job. Assign income to categories before it wanders off into subscriptions and mystery charges.
Snowball or avalanche — map your path to debt freedom. See exactly when each account hits zero and how extra payments change the timeline.
Set rules for bills, subscriptions, and paychecks. SimpFinance projects your cash flow forward so nothing catches you off guard.
Name your goals, set targets, and track progress. Emergency fund, vacation, new car — put a number on it and work toward it.
Personal, household, side project, vacation — keep different parts of your money life separate and easier to manage.
Local-first by design
Not every finance app needs to connect to your bank. Sometimes you just want a simple local Windows app where you can track your money yourself.
SimpFinance never asks for your banking username, password, or any financial institution login. You enter your own numbers, manually — the way it should work.
Everything is stored locally on your Windows PC. No servers, no sync, no one else watching your numbers.
Your budget, your file. Export it whenever you want and keep your own backups.
Getting started
Enter your checking, savings, and any debt accounts. Set opening balances and you're already ahead of most people.
Give every dollar a job. Bills, groceries, savings, debt payoff — fill your envelopes before the money finds somewhere else to be.
Log transactions, let recurring bills project forward, and see your debt-free date without a spreadsheet.
Pricing
No free tier with features held hostage. No monthly fee. No annual renewal reminder in your inbox. Just the app.
Pay once. Use it forever. On sale now.
Open the app. Track the money. Make a plan.
Stop letting your paycheck disappear like it owes someone money.